Commonly Open (or operating in some capacity

 

✅ Commonly Open (or operating in some capacity)

• Major retail stores, grocery chains, malls — many of them remain open. Quartz+2NBC Chicago+2

• Online services (banking apps, websites) are usually available even if branches are closed. MarketWatch+1

• ATMs — you can often access cash, deposits, etc. MarketWatch+1

• FedEx / UPS / private couriers — many continue operations (though schedules might be modified). MarketWatch+2NBC Chicago+2

• Stock markets (NYSE, Nasdaq) — these remain open for trading. Kiplinger+3MarketWatch+3Quartz+3

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❌ Commonly Closed (or suspended)

• Federal government offices — nonessential ones close for the holiday. NBC Los Angeles+3MarketWatch+3dispatch.com+3

• U.S. Postal Service / Post offices — mail delivery is suspended, and local post offices are closed. NBC Los Angeles+3MarketWatch+3Quartz+3

• Banks / credit unions (branches) — most are closed (though some may have exceptions). MarketWatch+3Kiplinger+3Quartz+3

• Bond markets — closed, even though stock markets are open. MarketWatch+2Kiplinger+2

• State & local government offices / courts / DMV / motor vehicle agencies — many close or operate on limited schedules (depends on the jurisdiction). NBC Chicago+2NBC Los Angeles+2

• Schools — many school districts close for the day (though some might not). NBC Chicago+2Quartz+2

• Trash / recycling / garbage pickup — this is highly dependent on local municipal services. In some places service is suspended; in others, it continues.